Business Insurance Program




Business insurance program and coverage geared to virtually all types of business and marketed through a network of 100+ independent insurance agents and brokers throughout Pennsylvania.  This program is urrently available through the following CHAMBER members:
C. W. Howard Insurance Agency, Inc.

NexTier Insurance

McDowell Associates Inc.

Liberty Insurance Agency

 No minimum or maximum premium size.  Local loss control and claims management.  Equipment breakdown coverage automatically included with Business Owners Policy and Property policies.


Opportunity to earn dividends* on your entire business insurance program (exclusive of Bonds and Umbrella coverage)

  • Worker’s Compensation
  • Business Automobile
  • Package Policies
  • Commercial General Liability
  • BOP policies

 Your premiums are pooled with other participants to maximize leverage Individual loss experience is not a consideration within the dividend program – only the aggregated group loss experience

 *(Dividends are not guaranteed and are subject to meeting the minimum program requirements as well as approval by Penn National Insurance Board of Directors)